Title: Discover How Dr. Sharma Afforded a $750K Home Despite $280K Debt Tagline: 35-Year-Old Doctor Determines He Can Afford a $750,000 Home Despite $280K in Student Loan Debt Problem: Dr. Anya Sharma, a 35-year-old cardiologist in Dallas, is eager to purchase her first home. She earns a comfortable $320,000 annually but carries a substantial $280,000 in student loan debt with a 6.8% interest rate. She also diligently contributes the maximum allowed to her 401(k) and a Roth IRA. Anya is unsure how much house she can realistically afford without jeopardizing her retirement savings and debt repayment plan. She's worried about overextending herself financially and missing out on future investment opportunities. Her initial pre-approval was for $900,000, but that felt too high given her other obligations. Solution: By using the Golden Door Asset Home Affordability Calculator, Anya can input her specific income, debt, savings rate, and desired down payment to determine a more accurate and comfortable home price range. The calculator considers factors like property taxes, insurance, and potential HOA fees to provide a comprehensive affordability assessment. She can then adjust various inputs to see how different scenarios (e.g., increasing her down payment, paying off some student loan debt faster) would impact her affordability. ROI: By discovering she could comfortably afford a $750,000 home instead of stretching for the $900,000 pre-approval, Anya avoids an estimated $2,500 per month in mortgage payments, property taxes, and insurance. This translates to $30,000 annually, which she can redirect towards aggressively paying down her student loans, potentially saving her over $45,000 in total interest paid over the life of the loan, and boosting her retirement savings. The peace of mind knowing she's within her budget is invaluable. Description: Discover how much house you can truly afford, even with significant debt, while still achieving your financial goals. This calculator empowers you to make informed real estate decisions based on your unique financial situation. Category: Lead Gen