Title: Can Eleanor Afford Her Dream Alpaca Ranch? Projecting Runway with a $1 Tagline: Can Eleanor Afford Her Dream Alpaca Ranch? Projecting Runway with a $1.8M Inheritance Problem: Eleanor, a 68-year-old widow, recently inherited $1.8 million in a Traditional IRA. She dreams of retiring to a small alpaca ranch in rural Oregon, but is unsure if her inheritance will cover the initial investment and ongoing expenses. She estimates the ranch purchase, renovations, and initial alpaca herd will cost $800,000. Her projected annual operating expenses, including feed, veterinary care, and property taxes, are around $120,000. Eleanor also wants to withdraw $60,000 per year for personal living expenses. Factoring in a 25% tax rate on IRA withdrawals, can she realistically sustain this lifestyle? Solution: Using the Burn Rate Calculator, Eleanor can input her starting capital ($1.8M), initial expenses ($800,000), and monthly recurring expenses ( ($120,000 + $60,000) / 12 * (1/(1-0.25) ) = $20,000) to determine her runway. This calculation will show how many months her inheritance will last given her projected spending. She can also experiment with different spending levels and investment strategies to maximize her resources. ROI: The Burn Rate Calculator reveals that Eleanor's $1.8M inheritance, after the initial $800,000 ranch investment, will last approximately 50 months (4 years, 2 months) with her current spending plan. By identifying this runway deficit early, Eleanor can explore cost-cutting measures (saving $20,000/year by switching alpaca feed) or investment options to potentially extend her runway by 8 months, reaching her goal of a secure 5-year retirement. Finding an investment that yields an additional $5000 monthly, she will see that her inheritance can sustain her alpaca dream. Description: Don't let legacy funds slip away. Use our Burn Rate Calculator to see how long Eleanor's inheritance will last if she invests in her dream alpaca ranch. Plan wisely and make informed decisions about your financial future. Category: Lead Gen