Title: $750,000 Retirement Income Stream Tagline: $750,000 Retirement Income Stream: Secure Your Future with Corporate Bond Laddering Problem: After decades building a successful career in the tech sector, you're approaching retirement with significant wealth tied up in Restricted Stock Units (RSUs). While you have $3.2 million in RSUs, you're concerned about market volatility and securing a consistent income stream to cover your $75,000 annual retirement expenses. You want to de-risk your portfolio and generate reliable income without overly exposing yourself to equity market fluctuations. Specifically, you're considering investing in a corporate bond ladder but are unsure how to determine the expected coupon payments and if they will adequately meet your income needs. Solution: Using the Coupon Payment Calculator, you can meticulously plan a corporate bond ladder with varied maturity dates and coupon rates. By inputting the face value, coupon rate, and payment frequency for each bond in your ladder, the calculator accurately projects your annual coupon income. This empowers you to confidently allocate a portion of your RSU proceeds to a diversified portfolio of bonds, creating a predictable income stream. Pairing this with the Bond YTM Calculator allows you to assess the potential return on investment while accounting for current market yields. Combining this with the Tax Equivalent Yield calculator enables you to understand the after-tax income generated from these bonds, guiding you to choose the most tax-efficient bonds. ROI: By strategically building a bond ladder and accurately calculating coupon payments, you can secure a reliable $75,000 annual income stream to meet your retirement expenses. This reduces reliance on the stock market and avoids potentially selling depreciated stock during market downturns, saving you potentially tens of thousands of dollars in lost growth opportunity. This approach also allows for flexibility. If bond yields change, you can adjust your bond purchases to maintain your desired income level. A well-structured bond portfolio also provides diversification, potentially reducing risk in your overall retirement strategy. This structured approach could save you from prematurely drawing down on your assets and extending your retirement runway by 5-10 years. Description: Maximize your retirement income and minimize risk by strategically building a corporate bond ladder. This calculator shows how to determine the coupon payments you'll receive from your bond portfolio, providing predictable cash flow for a comfortable retirement. Category: Client Service