Title: $375,000 College Fund Loss? Discover the Opportunity Cost of "Playing it Safe" with Savings Bonds Tagline: $375,000 College Fund Loss? Discover the Opportunity Cost of "Playing it Safe" with Savings Bonds Problem: David and Sarah, both 42 and earning a combined $450,000 annually, are laser-focused on their three children's future college expenses. They've diligently invested $50,000 in Series EE savings bonds, yielding a guaranteed 2.5% annual return. They believe this is a safe and secure way to build their college fund. However, they've always been hesitant about the stock market, fearing potential losses, despite their financial advisor suggesting a diversified portfolio with exposure to equities could yield a significantly higher average return (historically around 8%). They're now wondering if their risk-averse approach is costing them significant potential gains and hindering their progress towards their $500,000 per child college savings goal. They are particularly concerned about inflation eroding the real value of their savings bonds. Solution: By using our Opportunity Cost Calculator, David and Sarah can quantify the potential returns they're foregoing by investing in lower-yielding savings bonds compared to a diversified investment portfolio with moderate risk. This will help them make an informed decision about reallocating their investments to better align with their long-term financial goals and ensure they reach their ambitious college savings targets. The calculator will show the difference between the 2.5% return on the bonds and the potential 8% return from the diversified portfolio, taking into account factors like inflation and investment timeframe. ROI: By reallocating their $50,000 investment to a diversified portfolio with an 8% average annual return, David and Sarah could potentially accumulate an additional $375,000 over the next 15 years (assuming consistent returns). This significant increase would dramatically improve their children's college fund prospects, helping them reach their $1.5 million goal. The analysis will also highlight the impact of inflation, demonstrating the difference in real returns between the two investment strategies. Furthermore, they would be able to potentially retire 2 years earlier, given the growth they will achieve with the improved returns. Description: Stop leaving money on the table. Calculate the real cost of risk aversion and learn how strategic investing can secure your family's future. Our Opportunity Cost Calculator reveals the potential gains you're missing out on. Category: Lead Gen