Title: David Kim's $100,000 Student Loan Burden: Navigating Debt Amidst SaaS Success Tagline: Strategic debt management for high-growth founders. Problem: David is caught between aggressively paying down his $100,000 student loan, investing in his company's growth (potentially foregoing near-term personal income), and preparing for a potential Series A funding round or acquisition. He's concerned that his student loan debt might negatively impact his company's valuation or his personal negotiating power during an acquisition. Furthermore, the complexity of his Restricted Stock Units (RSUs) adds another layer of financial uncertainty. Solution: By using Golden Door Asset's Student Loan Calculator, we projected David's repayment options under various scenarios, including income-driven repayment plans and accelerated payoff strategies. Utilizing the Refinance Calculator, we identified opportunities to potentially lower his interest rate and monthly payments. We modeled the impact of various repayment strategies on his cash flow and long-term financial goals, factoring in the potential tax implications and opportunity costs of each approach. The Student Loan Forgiveness calculator helped him understand if any forgiveness programs were applicable. ROI: $27,000 in interest savings by refinancing student loans and strategically accelerating payments, plus increased negotiating power during acquisition talks by demonstrating proactive financial management. Description: David Kim, a 38-year-old SaaS founder with a thriving $2M ARR company, faces a unique challenge: balancing aggressive business growth, potential acquisition offers, complex RSU vesting schedules, and a lingering $100,000 student loan debt. This case study explores how Golden Door Asset helped David strategically manage his student loans while optimizing his overall financial picture. Category: Lead Gen Calculators: Student Loan Calculator, Refinance Calculator, Student Loan Forgiveness Calculator, Personal Loan Calculator