Title: Boost Your Inherited IRA Tagline: Boost Your Inherited IRA: Using Week-Over-Week Analysis to Optimize Dividend Income from $1.8M Portfolio Problem: Scenario: Carol, recently widowed and 68 years old, inherited a traditional IRA worth $1.8 million. She wants to live off the dividend income while preserving the principal. She invested a portion of the IRA into dividend-paying stocks. However, the dividend income has been fluctuating wildly week to week, causing her anxiety and making it difficult to budget her monthly expenses. She needs a way to track and analyze these fluctuations to make informed decisions about her portfolio, such as rebalancing or reallocating capital to more stable dividend payers. Solution: Solution: Carol can use the Week-Over-Week Calculator to track the growth percentage of her dividend income each week. By inputting the dividend income received for consecutive weeks, she can identify trends, such as consistently underperforming stocks or sectors. This allows her to rebalance her portfolio strategically, moving funds to higher-performing dividend stocks or other investment options. Furthermore, understanding the WoW growth allows her to forecast future income more accurately, improving her budgeting and financial planning. By monitoring her portfolio's dividend yield via the Bond Yield Calculator, she can optimize for maximum yield at an acceptable risk level. Finally, using the Tax Equivalent Yield Calculator helps her compare pre-tax dividend yields from other investment options to her tax-advantaged IRA. ROI: ROI Impact: By identifying and addressing underperforming dividend stocks contributing to volatile week-over-week growth, Carol can reallocate her portfolio to achieve a more stable and predictable income stream. This leads to a potential increase in average weekly dividend income of $200 (assuming a 1% optimization on a $1.8M portfolio targeting a 5% yield), resulting in approximately $10,400 additional income per year. A more stable income flow reduces Carol's anxiety and improves her ability to budget effectively. Description: Maximize your dividend income strategy by tracking and analyzing week-over-week performance, making informed decisions with your $1.8M inherited IRA. This tool helps you identify trends and adjust holdings for optimal returns. Category: Client Service