Used to calculate Traditional IRA after-tax value.
Traditional IRA (After Tax)
Roth IRA (Tax Free)
How much do I need to retire?
A common rule is to replace 70-80% of your pre-retirement income.
- •Save your calculations by bookmarking this page with your inputs in the URL.
- •Try different scenarios to understand how changes affect your results.
- •Share this calculator with friends or family who might find it useful.
- •Use the results as a starting point for conversations with financial advisors.
- •Bookmark this page and revisit quarterly to track your progress toward goals.
Plan for a secure retirement income.
Step-by-Step Instructions
Enter your current age and planned retirement age.
Input current savings and monthly contribution capability.
Determine if you are on track to meet your retirement income goals.
When deciding between contributing to a Traditional or Roth IRA.
- •Savers
- •Employees
- •Tax planners
Scenario
A 30-year-old contributes $6,000 annually. They expect a 7% return and to be in a lower tax bracket in retirement.
Outcome
The calculator compares the after-tax value of both accounts at retirement age.
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Real-world case studies showing how advisors use the IRA Calculator with clients.