Title: Can Jane Increase Her Post-Tax Retirement Income by 8% Analyzing Her Company's R... Tagline: Can Jane Increase Her Post-Tax Retirement Income by 8% Analyzing Her Company's ROE Before Exercising $3.2M in RSUs? Problem: Jane, a 55-year-old Chief Technology Officer with $3.2 million in Restricted Stock Units (RSUs) at a leading software company, is contemplating retirement in the next five years. Her current financial advisor suggests exercising her RSUs soon to diversify her portfolio. However, Jane is concerned about the potential tax implications and wants to ensure she's making the most informed decision, maximizing her post-tax retirement income. Before making such a significant financial move, she wants to understand the underlying health of her company and its ability to continue generating returns, impacting the future value of her stock options. Jane is unsure how her company's ROE stacks up against its peers and how it might affect her RSU value down the line. Solution: By utilizing the Golden Door Asset DuPont Analysis Calculator, Jane can break down her company's ROE into its component parts (Profit Margin, Asset Turnover, and Financial Leverage) to gain a deeper understanding of its profitability and financial health. Comparing these components to industry benchmarks will allow her to assess whether her company's performance is sustainable and justifies exercising her RSUs. Analyzing the trends will indicate whether to exercise now, or wait. Based on her analysis, Jane uses the Tax Equivalent Yield Calculator to compare the post-tax income from exercising her RSUs now and investing in municipal bonds versus waiting a year. Finally, she will use the Put Option calculator to assess the value of buying downside protection should she exercise now. ROI: By using the DuPont Analysis Calculator and subsequently the Tax Equivalent Yield Calculator and the Put Option calculator, Jane identifies an opportunity to improve her post-tax retirement income by 8%, approximately $256,000 over five years, by delaying her RSU exercise for one year, given her company's projected ROE improvement based on increased asset turnover. Furthermore, with the put options, she mitigates a potential $300,000 loss in the event of a market downturn within the first year of exercising her RSUs. Description: Unlock hidden growth levers in your company using DuPont analysis before making critical financial decisions like exercising RSUs. Optimize your strategy for greater returns! Category: Lead Gen